
From Your Agent’s Desk…

2025 Social Security Trustee Report Analysis - Part 3
Today, I report on the Medicare section of the 2025 Social Security Trustee Report, including the Part A Hospital Insurance Trust fund as well as Parts B & D. If no action is taken by Congress, the HI trust fund will be insolvent by 2033 and only 89% of current benefits will be paid.

2025 Social Security Trustee Report Analysis - Part 2
Continuing my special mini-series, today I take a deep dive into how the Social Security Trust Fund really works, using a sink as an analogy of revenues coming into the fund (water from the faucet) and benefits going out (water going down the drain). We either need to increase revenues - like a 3.9 % increase to payroll taxes - or reduce benefits - like raising the retirement age to 70. Or a combination of both.

2025 Social Security Trustee Report Analysis - Part 1
The 2025 Social Security Trustee Report was just released. It suggests a 23% CUT to benefits in less than 8 years (early 2033) if no actions are taken. I discuss my initial thoughts during this special mini-series.

Tuesday’s Topic - 6/10/2025
The Supreme Court granted DOGE access to your Social Security records. What does this mean for you?

Tuesday’s Topic - 5/27/2025
Missing in Action: The Social Security Administration’s Trustees Report. Where is the report? This is highly unusual as it usually comes out in March or April. In 2024, it came out on May 6.

Tuesday’s Topic - 5/20/2025
There was a recent New York Times article that raised 2 timely social security questions. This week, I discuss my thoughts.

Tuesday’s Topic - 5/13/2025
While we wait for the Social Security Administration’s Trustees Report, I share a few quick updates about what happened this past weekend.

Tuesday’s Topic - 4/15/2025
The Social Security Administration changed the in-person visit requirements again since I last spoke about it a few weeks ago. Now, anyone needing an appointment (with the exception of anyone flagged by their anti-fraud system) can do so over the phone.

Tuesday’s Topic - 4/8/2025
Illegal aliens collecting Social Security and other benefits has been a topic in the news lately thanks for Elon Musk. I provide some important context to the dialogue this week.

Tuesday’s Topic - 4/1/2025
The Social Security Administration changed the rule regarding in person identity verification requirements. Those on Medicare, SSDI and SSI are now exempt.

Tuesday’s Topic - 3/25/2025 Update
This week, I discuss the 2 big Social Security updates that have been announced.

Tuesday’s Topic - 3/25/2025
The income limits for the Medicare Savings Program have been raised. I discuss what this means this week.

Tuesday’s Topic - 3/18/2025
This week, I discuss how acting Social Security Administrator Lee Dudek is embracing DOGE. Watch here:

Tuesday’s Topic - 3/11/2025
Some people are suggesting there may be “tens of millions” of dead people collecting social security checks. I discuss how this may be misleading on this week’s Tuesday’s Topic.

Tuesday’s Topic - 3/4/2025
Michelle King, the Administrator of Social Security and a career employee of the agency, stepped down this week after a disagreement with Elon Musk and DOGE regarding sensitive files and data.

Tuesday’s Topic - 10/1/2024
Today marks the beginning of the Annual Enrollment Period (AEP). This week, I walk through Part D prescription drug plan pricing changes for 2024.

Tuesday’s Topic - 9/24/2024
The 2025 Medicare and You Handbook has just been released. Today, I cover what’s new in this year’s booklet. You can download the handbook on the Forms page of my website if you'd like to follow along.

Tuesday’s Topic - 9/17/2024
Today, I talk through the 10 prescription drugs that will cost 70-80% less than they currently do come 2026 thanks to the Inflation Reduction Act.

Tuesday’s Topic - 9/10/2024
This week, I cover the implications of the CMS ruling from July 29, 2024 that provided 2025 Medicare Part D bid information and announced premium stabilization.

Tuesday’s Topic - 9/3/2024
On this Tuesday's Topic, I discuss 3 upcoming Medicare drug plan changes on deck for 2025.